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Five sound reasons to invest with us
Investing with the times
2Ecsponent: Grow with us
Ecsponent offers JSE-listed preference shares to investors who require a medium-term investment and predictable returns.Why should you invest in Ecsponent’s preference share programme?
The group creates wealth for all its stakeholders and hasgrown exponentially since 2010.
You will receive 100% investment allocation.
Your investment returns are fixed in advance,giving you peace of mind of stable, transparent returns.
04You can choose between fixed, monthly dividend payments or a capital growth option.05Compulsory redemption at the end of the five year investment term.
Ecsponent: Grow withus3The Ecsponent group is an industry leader in the provision of niche market investment products, offering, amongst other investment products, JSE-listed preference shares. Ecsponent Limited, listed on the JSE, has registered a R5 billion preference share programme under which it may, from time to time, issue multiple tranches of preference shares. This programme was approved by the JSE in2014.To date, close to R1 billion has been invested in this programme.
While preference shares usually offer no repurchase commitment by the issuer (i.e. no security that you will get your capital back), Ecsponent’s preference share options are allredeemable after five years.For those wishing to liquidate their investments before the end of the five-year term, the market liquidity and willing buyer/willing seller mechanism of trading listed shares is still an option. Our preference shares listed on the JSE and can therefore be traded. But in reality, who would want to risk trading when your capital is 100% secured?In addition, Ecsponent’s products provide predictable dividends, payable monthly or compounded and paid at the end of the term. This means that the different listed preference shares can cater for both investors who require a monthly incomeand those who prefer to receive their compoundedcapital growth atthe end of the investment term.Other general benefits of preference shares, including Ecsponent’s unique offering, is that preferenceshareholders rank higher than ordinary shareholders in a company’s capital structure. Thisprovides additional peace of mind for preference shareholders. As a result, Ecsponent preference shareholders receive the contractually agreed dividends (according to the company’s registeredMemorandum of Incorporation) irrespective of the operational performance of the company (subject to the Companies Act solvency and liquidity requirements).This means that while investing in preference shares has some common features, each class of preference share can have distinctive features that need to be considered before deciding where to invest. In Ecsponent’s case, the company has issued four different classes of preference shares, all of which have been approved and listed on the JSE.
About preference sharesListed preference shares are investment instruments that offer distinctive features for both investors and the issuingcompanies. These types of shares are commonly used, by various organisations, as a means to raise capital whilst providing investors with handsome returns.What makes Ecsponent’s preference shares unique to others available in the market?
4Ecsponent: Grow with us
Ideal for investors who:▪require a medium-term investment;▪are risk-averse but seek market standard returns;▪require a monthly income, after tax, or desire 70% return over a 5-year term;▪require 100% allocation of capital invested; and▪the security of investing in listed preference shares.
How Ecsponent’s preference shares could meet your investment needs
EquityFinancial Services Cash Investment
*Termsand conditions apply,theMinimum Investment amountperclass is subjectto changeperAPS(Applicable PricingSupplement).Anannual administration fee my be levied against the gross return and might vary per APS.Listed PreferenceshareClass BGross fixedrate70%Minimum investment amountRefertothe currentAPSInvestment termFiveyears100% AllocationYes170% RedemptionYesTaxCapital Gains Tax
*Growth isallocated atredemptionof investment.Subjectto Capital GainsTaxinthehandsoftheinvestor.
Fast factsAwholly-owned subsidiaryof Ecsponent Limited
EFS provides investors with the information and advice they need to make investment decisions that are appropriate to their own needs
External compliance byAskari Compliance Services
Appoints a network of accredited financialadvisors to promote the Ecsponent Group’s products across South Africa in accordance with the rules and regulations of the FSB
Askari ensures that all EFS’s procedures comply with FICA, FAIS regulations and applicable legislation as monitored bythe FSB
Askari, establishedin 2007is an FSB-approved compliance practice
Authorised FSPlicence number 32968
Investment Services Business CreditEquity Holdings
The Ecsponent Group operates across South Africa and has a presence in Swaziland, Botswana and Zambia.Ecsponent Financial Services (EFS) is a subsidiary of Ecsponent and an authorised financial servicesprovider. It leverages the infrastructure of the group’s financial services footprint and brokernetwork, providing other financial and investmentproducts and services to its client base, over and aboveits investment offering through the preference share programme.The JSE approved this programme in 2014 and offers investors stable, predictable investment returns.
6Ecsponent: Grow with usAbout the Ecsponent groupEcsponent is a rapidly growing African financial services group with multiple subsidiaries and a footprint across South Africa, Botswana, Swaziland and Zambia.The group creates wealth by predominantly investing in companies that offer a range of niche financial services.Ecsponent Limited is listed on the JSE’s main board under the Financial Services ‒ Specialty Finance sector (JSE:ECS).The core business units include:Investment Services | Business Credit | Equity Holdings
Business Credit▪Secured SME credit(medium to large businesses)▪SME Development Finance
Equity HoldingsThe group’s investments are diversified across multipleindustries:▪Financial ServicesMyBucksEcsponent FinancialServices Zambia▪Biotech Cryo-SaveSalveo Swiss TechnologiesLazaron▪OtherReturn on Innovation
Ecsponent: Grow withus7
Stringent governance as an intrinsic group imperative
The group adheres to the principles and recommendations contained in the King Report on Corporate Governance for South Africa (2009). It is committed to the principles of fairness, accountability, responsibility and transparency that the report advocates. The board strives to ensure that the group is ethically managed, applying prudently determined risk parameters and complying with generally accepted corporate practices and conduct.
Some of the regulatory frameworks we comply with include:▪Financial Services Board (FSB)▪Johannesburg Stock Exchange (JSE)▪South African Reserve Bank (SARB)▪South African Revenue Services (SARS)▪Trading Regulatory Panel (TRP)▪Questco (Corporate Advisor and JSE Debt Sponsor)▪NEXIA SAB&T (JSE-approved auditors)▪Companies and Intellectual Property Commission(CIPC)▪Computershare (Listings agent)
80 7060 50 40 30 20 100
Group revenue Profit after tax
Revenue and net profit after tax
350 300 250 200 150 100 50 0
80 7060 50 40 30 20 100
120 100 80 60 40 20 0
* Financial period 1 January 2016 to 31 March 2017
Equity Return on equity
Exponential growthSince2010, thegroup has deliveredtriple digit growthin keyperformanceareaseveryyear.